North Alabama car insurance premiums impacted by coronavirus

A State Farm agent says the company's had fewer car insurance claims over the past month. Now, they're one of several companies across the U.S. offering credits that will reduce your premium by 15% to 30%.

Posted: Apr 14, 2020 3:27 PM
Updated: Apr 14, 2020 7:35 PM

In some states, car crashes are down 30% as people self-isolate and work from home.

With that in mind, WAAY 31 took our questions about how that's impacting your car insurance rate.

A State Farm agent says the company's had fewer car insurance claims over the past month. Now, they're one of several companies across the U.S. offering credits that will reduce your premium by 15% to 30%.

"People just aren't driving much now with the shelter in place implications," said State Farm Agent, Beau Brooks.

Beau Brooks works for State Farm.

He tells WAAY 31 the company is applying a 25% credit to premiums for members who had car insurance between March 20 and May 31.

"Our company is only as strong as our customer base so we want to make sure all the decisions are going to benefit them," said Brooks.

In late March, The Consumer Federation of America called for insurers to issue refunds or credits. The organization said it's unfair for people to be charged a premium that assumes they're still driving the same amount as before shelter in place orders were issued.

Rendi Hernandez lives in Huntsville. She told WAAY 31 she was laid off a month ago, so she can't help her husband with their bills.

"I'm used to pitching in and helping with that and I'm kind of lucky that he is an essential worker but it's been hard. I'm used to having my own money and doing my own thing," said Hernandez.

She says she is thankful car insurance companies are offering a credit to lower premiums.

"Everybody's going through rough times right now and every little bit helps," said Hernandez.

Brooks says the credit for state farm customers won't show up until about June, but he hopes it helps.

Other companies are also offering credits. Travelers Insurance, Allstate, Geico, and Liberty Mutual are all offering a 15% credit. Progressive is offering 20%.

"If you're wondering how am I going to pay this, I need to buy some food, then go buy your food because we can worry about the insurance stuff later," said Brooks.

"Right now, I've seen more people with giving hearts and kind hearts than I've ever seen. If you need help, just reach out," said Hernandez.

Brooks also tells WAAY 31 State Farm is pushing back due dates for people who need more time to pay bills and if you are struggling, you should reach out to your insurance company.

Huntsville
Partly Cloudy
73° wxIcon
Hi: 75° Lo: 67°
Feels Like: 73°
Florence
Cloudy
72° wxIcon
Hi: 74° Lo: 65°
Feels Like: 72°
Fayetteville
Mostly Cloudy
72° wxIcon
Hi: 75° Lo: 68°
Feels Like: 72°
Decatur
Cloudy
71° wxIcon
Hi: 75° Lo: 70°
Feels Like: 71°
Scottsboro
Partly Cloudy
73° wxIcon
Hi: 75° Lo: 67°
Feels Like: 73°
WAAY Radar
WAAY WAAY-TV Cam
WAAY Temperatures

 

Alabama Coronavirus Cases

Cases: 540267

Reported Deaths: 11038
CountyCasesDeaths
Jefferson798791529
Mobile41295809
Madison35175506
Tuscaloosa25932455
Shelby25309249
Montgomery24736593
Baldwin21422310
Lee15997172
Calhoun14577319
Morgan14431280
Etowah13927353
Marshall12280225
Houston10650282
Elmore10158206
Limestone10075151
St. Clair9955245
Cullman9773194
Lauderdale9465243
DeKalb8866188
Talladega8344176
Walker7261278
Autauga7010108
Jackson6840112
Blount6776139
Colbert6322135
Coffee5583118
Dale4878113
Russell445938
Chilton4383113
Franklin426382
Covington4138118
Tallapoosa4044153
Escambia395177
Chambers3598123
Dallas3569153
Clarke351561
Marion3140101
Pike312077
Lawrence303698
Winston275873
Bibb264864
Geneva254178
Marengo249865
Pickens234862
Barbour232056
Hale224078
Butler219069
Fayette213162
Henry190043
Cherokee184845
Randolph182542
Monroe178241
Washington167839
Macon161350
Clay157257
Crenshaw153657
Cleburne149641
Lamar143336
Lowndes140753
Wilcox127430
Bullock123342
Conecuh110829
Coosa109228
Perry107826
Sumter105032
Greene92634
Choctaw61024
Out of AL00
Unassigned00

Tennessee Coronavirus Cases

Cases: 858355

Reported Deaths: 12327
CountyCasesDeaths
Shelby967281638
Davidson89777942
Knox51190637
Hamilton44647496
Rutherford43278437
Williamson28148217
Sumner24170349
Montgomery20475228
Wilson18929236
Out of TN1826899
Sullivan16994300
Unassigned16910134
Blount15582196
Bradley15123151
Washington14713245
Maury13566172
Sevier13464176
Putnam11444175
Madison11292241
Robertson9810132
Anderson8810171
Hamblen8633173
Greene7936156
Tipton7403104
Coffee6925123
Dickson6856113
Cumberland6775133
Carter6671158
Gibson6559146
McMinn655998
Bedford6528129
Roane6327105
Jefferson6249125
Hawkins6188107
Loudon617169
Lawrence599191
Monroe588796
Warren556481
Dyer5445106
Franklin516590
Fayette512678
Cheatham458456
Obion455596
Cocke452699
Lincoln437163
Rhea436375
Marshall420758
Campbell417863
Weakley416965
Giles4014100
Henderson381176
White368970
Carroll363683
Macon363178
Hardin358568
Hardeman354364
Lauderdale321044
Henry320976
Claiborne318973
Scott316045
Marion313147
Overton302561
Wayne296934
Hickman285146
McNairy284454
DeKalb280754
Smith278939
Haywood271562
Grainger263950
Morgan251939
Trousdale250622
Fentress243447
Johnson242239
Bledsoe216311
Chester215551
Polk209725
Unicoi204449
Crockett203649
Cannon192831
Union192834
Humphreys182428
Grundy179434
Sequatchie171729
Lake170526
Benton167640
Decatur159239
Lewis158626
Meigs139325
Stewart133428
Jackson132536
Clay110330
Houston109933
Perry107328
Moore101817
Van Buren85523
Pickett75824
Hancock59512

Community Events